Individuals

HEALTH INSURANCE – SINGLES & FAMILIES

What We Offer

Let us take the frustration and confusion out of comparing and evaluating the right cover choice for you. Australian Health Insurance Advisory provides Health Insurance assistance to enable you to select the cover that suits your INDIVIDUAL NEEDS.

Private Health Insurance is complex and is an area of confusion for most people.

Australian Health Insurance Advisory can help with questions such as:

  • What does Medicare provide?
  • Which Health Fund do I choose?
  • What level of cover do I need?
  • Am I paying too much?
  • What if I’m already in a fund?
  • Can I transfer from one fund to another?
  • What cover is available if I am a new migrant to Australia?

We assist you in:

  • Comparing Funds
  • Comparing Levels of Cover
  • Comparing Costs
  • Choosing the right level of cover for you
  • Choosing the right Health Fund
  • Reviewing your cover when your circumstances change

We Explain:

  • Medicare Levy Surcharge
  • What Medicare provides
  • Waiting Periods
  • Policy Exclusions
  • How to transfer between funds
  • Lifetime Health Cover Loading
  • Government Rebate
  • Hospital Cover
  • Extras Cover – e.g. Dental, Optical
  • Excess payments and Co payments

There are many registered health funds in Australia, all offering a varying array of health insurance plans.

Government Incentives

The Federal Government have introduced incentives for joining a Private Health Insurance Fund and penalties if you should delay taking out Private Health Insurance.

  • The Federal Government 30% rebate
  • Lifetime Health Cover age penalties
  • An additional 1% Medicare Levy Surcharge for high income earners without Private Health Insurance

 

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